Way2Save Savings Account | Wells Fargo
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Way2Save(R) Savings
A good choice for customers who want a variety of options to save automatically
The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. Your account statement will include the APY earned on your savings accounts and interest-earning checking accounts for the period covered by the statement.
With a Way2Save Savings account, you can save automatically when you link your savings account to a Wells Fargo checking account. Then, choose from a variety of automatic savings options that fit your needs.
You'll also get:
Optional Overdraft Protection. Use your Way2Save Savings account to protect your Wells Fargo checking account from overdrafts.
Secure online access. Carry Wells Fargo in your pocket with (R), and get secure online access with Wells Fargo Online(R).
ATM card or linkage to your existing Debit or ATM card.5
Convenient access. Access 13,000 Wells Fargo ATMs and more than 6,000 Wells Fargo branches.
Minimum opening deposit
Monthly service fee
Avoid the monthly service fee when you have one of the following each fee period:
Maintain a $300 minimum daily balance, or
Set up and maintain one or more automatic,
Are under the age of 18 (19 in AL) and are the primary owner of this account4
Otherwise $5
Save As You Go(R) transfers
We’ll transfer $1 of your funds from your linked Wells Fargo checking account to your Way2Save Savings account every time you:
Make a debit card purchase
Pay bills online with Wells Fargo Online(R) Bill Pay
Make automatic payments from your checking account
Automatic transfers
Monthly: Save on a monthly basis.
Set up a monthly automatic transfer of at least $25 from your Wells Fargo checking account to your Way2Save Savings account
Daily: Achieve your saving goals with as little as $1 a day.
Set up a daily automatic transfer (Monday through Friday, excluding holidays) of at least $1 from your Wells Fargo checking account to your Way2Save Savings account
Designed to help you grow your savings balance. See how simple saving can be.
Open an account
or call us at 1-800-869-3557
More options to explore
Manage your account
Additional Resources
Subject to applicable transfer fees.
Regulation D and Wells Fargo limit certain types of withdrawals and transfers that can be made from your savings account to a combined total of six (6) per monthly fee period. If the limit is exceeded, an excess activity fee for each withdrawal or transfer over the limit will be assessed. If the limit is exceeded on more than an occasional basis, your savings account could be converted to a checking account (sole-owned minor accounts may be closed). There is a maximum of three (3) excess activity fees per monthly fee period.
The interest rates and APYs displayed here are for the Wells Fargo Bank locations in the California counties of Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano and Sonoma.
Current Deposit Rates for 04/14/2018 - 04/20/2018
The Annual Percentage Yield (APY) shown is offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise noted. Rates are variable and subject to change without notice.
Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Each tier described above reflects the current minimum daily collected balance required to obtain the applicable APY. When the rates offered within two or more consecutive tiers are the same, this disclosure shows those multiple tiers as a single tier. The specific individual tiers are described in the rate sheet for this account. A copy of the then-current rate sheet will be provided to you before you open your account or is available at any time upon request from a banker. Fees could reduce earnings on this account.
4. On the accountholder’s 18th (19th in AL) birthday, this account is automatically subject to the monthly service fee then in effect for the Wells Fargo Way2Save Savings account.
5. If you have an existing Wells Fargo Debit or ATM Card, we will link your new account to it. If you have multiple cards, we will link it to the card most recently used.
for additional consumer account information.
Wells Fargo Bank, N.A. Member FDIC.
How do I...
Still have questions?
Make an appointment with a banker.ZIP code
Find an ATM or banking location near you.ZIP code
Call us 24 hours a day at 1-800-869-3557
En Espa?ol: 1-877-727-2932
In Chinese: 1-800-288-2288
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(C) 1999 - 2018 Wells Fargo. All rights reserved. NMLSR ID 399801Online savings accounts l Instant access savings l ISAs l NatWest
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Helping you save money
Manage your existingsavings account
Savings Builder
Earn up to 1.5% AER/Gross p.a. when you grow your savings by ?50 or more each month.
Start saving from ?1 with instant access to your money when you need it.&Eligbility criteria and conditions apply.
Our helpful savings tools let you work out how much you can afford to save each month. They can also find the right savings product for your needs, and help you set achievable savings goals.
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Not quite ready to open your savings account yet?
Taking a step back and looking at your finances could really help you to feel in control and stay on top of your spending. There are many different ways to save money – it’s just about finding the right ones that suit you. We've got lots of ways to help you get started.
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PERSONAL>SAVINGS','cq_hier1':'NW>PERSONAL','cq_channel':getChannel('CATEGORY:NW>PERSONAL>SAVINGS')}">Everyday Checking Account | Wells Fargo
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Wells Fargo Everyday Checking
24/7 access
with Online and Mobile Banking
Custom text and email alerts
to monitor account activities
Secure options
to make purchases, send money, and pay bills
Most customers (including )
Lower account balances
Lowest monthly service fee
Get Started
Minimum opening deposit
Open with a $25 initial deposit.
Monthly service fee
You can avoid the $10 monthly service fee with one of these each fee period:
10 or more posted debit card purchases/payments, OR
Qualifying direct deposits totaling $500 or more, OR
$1,500 minimum daily balance, OR
A linked Wells Fargo Campus ATM or Campus Debit Card (for college students)
$5 monthly service fee discount when the primary account owner is 17 to 24 years old.
Everyday Checking accounts come with everything you need for convenient, secure banking:
Bill Pay and Online Transfers Mobile Deposit Platinum Debit Card with Chip Technology 24/7 Customer Service Free access to 13,000 Wells Fargo ATMs Budgeting, cash flow, and spending tools Text Banking
Additional accounts and services to consider
We recommend adding a . You can build your savings and also choose from 2 optional overdraft services to help make sure your transactions are covered and to prevent returned or declined transactions.
Learn more about .
Start your savings habit with our Daily Change App, designed to help you on your path to saving.
Everyday Checking includes
Pay bills, send money, and check your balance on smartphone or tablet using the Wells Fargo Mobile app.
We’ll quickly contact you if we find unusual account activity, based on your normal transaction patterns.
Unauthorized debit purchases or ATM transactions will be reimbursed if you report them promptly.
Send money to almost anyone with a U.S. bank account — without sharing account numbers.
Mobile alerts notify you of suspicious activity, low balances, payment due dates, and more.
The chip on your debit or credit card generates a unique security code for added security against fraud.
Customer help
Other accounts
More resources
10 or more posted Wells Fargo Debit Card purchases/payments each fee period.
Included: Debit card purchases include PIN, signature, online and phone purchases that post during the fee period. Debit card payments include one-time and recurring payments of bills made with your debit card that post during the fee period. Not Included: Any transaction at an ATM (Wells Fargo or non-Wells Fargo) and ACH (Automatic Clearing House) transactions.
Debit card purchases and payments must post during the fee period to be counted toward the total of 10 or more. The dates of your fee period are located in the “Monthly service fee summary” section of your statement. Transactions received after the applicable cut-off time or on a non-business day (Saturday, Sunday and federal holidays) are posted on the next business day.
A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to this checking account by your employer or an outside agency. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
Subject to an applicable Overdraft Protection transfer fee. These transfers from a savings account count towards the Regulation D and Wells Fargo combined total limit of 6 transfers and withdrawals per monthly fee period. If the limit is exceeded, an excess activity fee for each transfer or withdrawal over the limit will be assessed. If the limit is exceeded on more than an occasional basis, your savings account could be converted to a checking account or closed.
Please see your applicable Wells Fargo account agreement and card terms and conditions for information on liability for unauthorized transactions.
for additional consumer account information.
Wells Fargo Bank, N.A. Member FDIC.
Find an ATM or banking location near you.ZIP code
Call us 24 hours a day at 1-800-869-3557
En Espa?ol: 1-877-727-2932
In Chinese: 1-800-288-2288
Was this content helpful?How was your experience with this page?Select oneIt answered all of my questions.It answered some of my questions.It didn't answer any of my questions.I experienced technical issues.Share your comments about this page:Please do not enter any personal or account information in this box. We cannot address customer service questions here.SubmitThank YouWe appreciate your feedback.We are unable to contact you about your comments. For specific account-related questions or comments, please visit .
College students There’s a $5 monthly service fee discount when the primary owner of the account is 17 to 24 years old.
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(C) 1999 - 2018 Wells Fargo. All rights reserved. NMLSR ID 399801